# ShopBack vs TopCashback Australia

- Canonical: https://savysaver.com.au/shopback-vs-topcashback/
- Updated: 17 September 2026

After Cashrewards closed in 2025, most Australian shoppers looking for cashback land on ShopBack, TopCashback, or both. Rates move. This is a product comparison, not a live leaderboard.

| Topic | ShopBack | TopCashback |
| --- | --- | --- |
| Best for | Everyday AU shopping, including groceries and some in-store receipts | Comparing a rate before a large order; PayPal withdrawals |
| Retailer coverage | Typically the wider local list | Smaller Australian catalogue |
| Sign-up bonus | Described on SavySaver as A$20 after A$20 qualifying Cashback in 180 days (code CZsGd1) | Often a new-member bonus after a small threshold — check TopCashback |
| In-store | Receipt scan on participating merchants | Online-focused in Australia |
| Payout | AUD bank transfer / PayID / gift cards | Bank transfer, PayPal, gift cards |
| Rate-match | Not advertised as a 110% match | Known for a rate-match / beat promise — read live terms |
| Fees | No sign-up, service or bank-transfer withdrawal fee | No membership fee for the standard product |

## Using both

Keep both accounts if you shop enough for the extra check. Before a large order, take the higher eligible rate and click through **once**. Do not stack both links on the same checkout — last-click tracking usually means one network (or neither) is credited.

For weekly groceries and in-store receipts, ShopBack is typically the default in Australia.